Whether you need to organise a wedding, upgrade your car, or consolidate debt, we offer affordable loans tailored to the people of Waterford.
There are no setup costs, administration fees, or early repayment penalties. You only pay interest on the reducing balance.
Choose to repay your loan weekly, fortnightly, or monthly. If your circumstances change, we are here to help you adjust your schedule.
Your loan is insured at no direct cost to you. In the event of your death, your loan is cleared, providing peace of mind for your loved ones.
Compare our most popular borrowing amounts. All calculations are based on our standard 8.5% Variable Rate (8.8% APR).
| Loan Amount | Term | Weekly Repayment | Total Interest | Total Amount Repayable |
|---|---|---|---|---|
| €2,000 | 1 Year | €40.24 | €92.48 | €2,092.48 |
| €5,000 | 3 Years | €36.19 | €645.64 | €5,645.64 |
| €10,000 | 5 Years | €46.60 | €2,116.00 | €12,116.00 |
| €20,000 | 5 Years | €93.20 | €4,232.00 | €24,232.00 |
*Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating.
Gather your recent payslips, bank statements (last 3 months), and a valid form of ID. You can easily organise these digitally before applying.
Apply directly online through our secure portal, or pop into our Upper Brown Street branch if you'd prefer to speak with a member of staff.
Our local lending officers review applications daily. Once approved, the funds can be transferred directly to your bank account.
Take the first step towards funding your next project. Join thousands of satisfied members across Co. Waterford who choose us for their borrowing needs.